If your a small business owner, the Business Owners Policy (or BOP) was designed by insurance companies just for you and your business protection needs.   A business owner’s policy combines two types of coverages to protect your small business…

THE INDEMNIFICATION CLAUSE Great American’s Professional Liability’s “Year of the Contract” is coming to an end. Over the last 12 months, we have dissected various contract provisions that should be carefully reviewed and analyzed to best protect design professionals when…

Firm name on professional liability policy for architecture/engineering firms- While it may seem like a minor issue to have the correct firm name on your policy, it may not be when it comes to claim time.  It is very important,…

When a Pre-Claim Becomes a Claim What should my firm do if a pre-claim becomes a claim under the professional liability policy?  This does happen from time to time but insurance companies will do everything they can to prevent an…

Professional Liability – Who is covered? When does a Professional Liability policy cover individuals that work for an insured, an insured’s related entities (such as subsidiaries), and/or the insured’s contracting partners? Individuals working for an insured and an insured’s related…

What is included in architects/engineers declarations pages of insurance policies? There are several pieces of information included in the declarations pages of insurance policies.  The declarations pages are the first few pages of your firm’s policies, whether it is professional…

  Congratulations Quinn Evans for being named the 2024 winner of the AIA Architecture Firm Award! Quinn Evans is the 2024 winner of the AIA Architecture Firm Award. The firm was among the first firms to demonstrate that sustainable design…

Benefits in a Professional Liability Policy for Architects/Engineers Having the professional liability policy to protect your firm is a benefit.  However, the policy does have additional values that your firm may not be aware of or utilizing. One of the…

CONSEQUENTIAL DAMAGES We often discuss commonly used terms such as ‘indemnification’ and ‘standard of care’ when attempting to manage risk via your project contracts. There are, of course, many other provisions that must be carefully reviewed and considered as part…

GIVING BACK PUI Helping Out a Local Family This Holiday Season Every year our team at PUI gets together to support a local family through Novi Youth Assistance.  This year we were matched with a family having 3 kids ages…