Do Hackers Pose a Threat to Design Firms? When most people picture a target for hackers, a design firm is usually not at the top of the list. Most often people picture a bank or law firm or doctors…
Waiver of Subrogation on Architects and Engineers Policies The request for waiver of subrogation on policies for architects and engineers occurs quite frequently. The waiver of subrogation is different for each type of policy and many times it will need…
Is your Property Insurance prepared for disasters? Are you? September is National Preparedness Month, is your insurance prepared? Property Casualty360 contributor, Heather Turner, advised: “Recent events have been a sobering reminder at just how destructive hurricanes and storms can be….
How does my firm know if we have a Professional Liability claim? There are quite often issues on projects, it is important for your firm to know when it is a claim. A claim, as defined by an insurance company…
Mitigating Indoor Weather Risks Throughout the year, severe weather nationwide creates hazards that can prove costly for retailers and other businesses. Slip and fall claims accounted for almost 30,000 injuries in 2016. These affect both customers and employees. Slip and…
Umbrella/Excess Policies for Architects/Engineers While umbrella/excess policies are not common they are available to architects and engineers. A few items to be aware of when your firm does get an umbrella policy. What is an umbrella policy? – The umbrella…
Definition of Professional Services in an Architects/Engineers Professional Liability Policy Each insurance company has a different definition of a Professional Services, be sure to read your insurance policy so that you know what it means for your firm. Here are…
Cyber Attacks – Are We Becoming Immune? Cyber attacks seem to be happening more often these days. These data breaches occur almost daily exposing email addresses, passwords, credit card numbers, and other highly sensitive information. Unfortunately, most of us don’t…
Pre-Claims Assistance for Professional Liability The first indication that a claim may be made against your firm may come long before a demand for money is made. It may be that your client is dissatisfied with your services and refuses…
Definition of a Claim in an Architects/Engineers Professional Liability Policy Each insurance company has a different definition of a claim, be sure to read your insurance policy so that you know what it means for your firm. Here are a…