The Hartford

The Hartford

The Hartford Design Professional Liability policy is designed specifically to protect design firms and their past or present partners, principals, officers, directors, shareholders, members, employees and independent contractors against damages and claims expenses arising out of wrongful acts or pollution incidents in the performance of professional services for their clients.

Key Features:

  • Free pre-claim assistance
  • No hammer clause
  • Pollution incident coverage
  • Broad definition of Professional Services (including information technology services)
  • Punitive damages coverage, where insurable by law
  • Disciplinary defense reimbursement – Up to $25,000 per policy period
  • Loss of earning – Up to $500 per person, each day/$7,500 per claim/$25,000 per policy period
  • FHA, OSHA and ADA proceeding reimbursement – Up to $25,000 per policy
  • 60-day claim reporting grace period
  • 60-day automatic extended reporting period
  • Multiple extended reporting period options
  • Coverage for prejudgment & post judgment interest
  • Coverage for liable, slander and copyright infringement
  • Innocent insured coverage
  • Worldwide coverage
the hartford

Downloadable applications and forms

Design Professionals Liability Insurance New Business Application
Design Professionals Liability Insurance Renewal Application
Design Professionals Liability Reciprocal Application
Specific Additional Limit Questionnaire
Condominium Questionnaire
Increased Limit/Deductible Change Questionnaire
Sample Policy