Frequently Asked Questions

Why Choose Professional Underwriters to Represent Your Firm?

We at Professional Underwriters, Inc. are committed to service. From meeting day-to-day service needs, to providing comprehensive risk management, and loss prevention strategies to help in long range planning of future risk exposure. WE have the experience, expertise, and resources to give our clients strong, stable protection. Our commitment to clients, combined with our long track record of success gives you the peace of mind you seek. We are proud to advise that we have extremely loyal long-term clients who would be happy to provide you with a reference.

We analyze your firm’s exposure to risks and make suggestions as to which risks might be eliminated, transferred, assumed, and insured.

We can provide a single source for your insurance needs including Professional Liability Insurance, Business Liability Insurance, and your Personal Liability Insurance.

We work with you to develop a formal loss prevention program to lower your firm’s exposure to loss. This program encompasses regular seminars, pre- and post-project evaluation check list forms, consultant pre-qualification checklists, contract review, and other quality services including viewing our most current seminar on our website.

We regularly review owner/client drafted contracts (or modifications to association forms) to eliminate assumption of uninsurable risk, providing you with prompt review for overall insurability.

Our responsibility to you is to ensure that your interests are protected in accordance with policy terms and conditions.We use our experience, our credibility with the insurance carrier, and our knowledge of the insurance contract to assist in resolving your claim as quickly as possible. We will help you monitor your claim, help you gather the needed information, and act as an independent resource when concerns regarding your claim arises.

We offer prompt issuance of certificates of insurance. To us, this is a vital service. We also review non-standard certificates of insurance forms for insurability. Also available to you as an insured is CSR24. (CSR24 is a very user friendly program that allows you to issue certificates of insurance whenever you need one, 24/7).

We provide continuing service to our clients with annual reviews and updates including professional liability loss prevention seminars, loss prevention education assistance, and loss prevention newsletters from many insurance carriers.

We have an experienced Property & Casualty Insurance staff that collectively has over 150 years of experience.We can provide your firm with comprehensive business insurance programs specifically designed to meet your firm’s needs.

Personal Insurance needs are of great importance as well. Our Personal Lines Insurance Department, having collectively over 20 years experience, would be happy to conduct a review of your personal exposures and provide you with the best possible coverage available. Our goal is to show you how you can decrease your insurance costs and upgrade the quality of your coverage.