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Implications of changing limits of liability on my architecture/engineering firm’s professional liability policy.  Changing your Professional Liability (Errors & Omissions) limits directly impacts your premiums, contractual eligibility, and out-of-pocket exposure.…

In the event of a professional liability claim or potential claim, architects and engineers must promptly notify their insurance carrier or insurance agent, meticulously preserve all project documentation, and avoid…

For architects and engineers, “tail coverage” refers to extended protection for claims that are reported after a professional liability insurance policy ends. It is formally called an Extended Reporting Period (ERP) endorsement. Professional liability…

For architects, engineers, designers, and technical project starts with a vision, a detailed plan, and a commitment to delivering exceptional professional services. But even the most experienced firms can face…

Claims-made policies (standard for architects and engineers) cover incidents reported while the policy is active, requiring continuous coverage and often “tail coverage” (extended reporting period, ERP) upon retirement or closure…