What Is Ocean Marine insurance? Ocean Marine encompasses a variety of insurance coverage’s designed to protect merchandise, goods, workers, passengers and crews aboard shipping vessels and cargo storage during marine transport domestically or abroad. Ocean marine insurance also covers other…
Additional Insured on a General Liability Policy The additional insured language in a general liability policy will vary with each insurance company. Here are a few examples of the blanket additional insured endorsements in general liability policies. Example one WHO…
Water Back Up Coverage Water damage resulting from backed up drains or failed pumps is one of the most common homeowners insurance claims. It’s also the third most costly claim behind fire and liability lawsuits. Many homeowners don’t know that…
Reporting of a Claim or Potential Claim on Your Architecture/Engineering Firms Professional Liability Policy Your firm is required to provide written notice of a claim or potential claim to your Professional Liability insurance company. Here are a few insurance companies’…
Construction Insurance From job site accidents to construction defects, the construction industry encompasses a wide range of perils. To learn more about Construction Insurance click HERE. You’ll find discussions and answers to these questions and more: What are the greatest risks…
Tips for Choosing an Architects/Engineers Professional Liability Policy There are many Professional Liability insurance companies in the marketplace, 60+ at last count. It can be difficult to choose and insurance company with so many companies available. A few suggestions are…
Cyber Liability for Design Professionals It really isn’t a matter of if you have a cyber incident it is when. Cyber criminal activity is becoming more and more prevalent. From criminals tricking you into paying false invoices, to liability arising from…
Certificate of Insurance Requirements in Contracts for Architects/Engineers There are often many requests in contracts with regards to insurance limits and requirements. Before signing the contract, review the insurance limits and requirements in comparison to what your current limits and…
“Scope of Services” – Educational Video Series Architectural and engineering services means professional services of an architectural or engineering nature, or incidental services, that members of the architectural and engineering professions, and individuals in their employ, may logically or justifiably perform First in an ongoing series of educational videos put together by a/e…
Common Misconceptions with Insurance for Architects/Engineers Insurance can be extremely confusing with all of the different types of insurance and the coverage available. Here are a list of some of those misconceptions and clarifications. Clients can be listed as additional…