Motorcycle Safety When spring is in the air, motorcycles are everywhere. Do you long for the freedom that comes with riding on the open road? Then it’s critical to respect your machine and improve your skills throughout your lifetime. But…
Named Insured vs. Additional Insured on an Architects/Engineers General Liability Policy What is the difference between being a named insured and an additional insured? There are several differences when it comes to the General Liability policy. First named insured has…
2019 Risk Management Seminar for Design Professionals Last week at our 29th annual seminars in Grand Rapids, MI and Troy, MI we had over 60 firms join us!! Every year we are completely amazed and humbled by the incredible turnout. Our…
Contracts for Architects and Engineers Contracts are a vital prior to the start to a project and the strength of that contract is equally as important. While most attorney’s and insurance companies say it is better to have something in…
Space Heater Fires – Are You Covered? Travelers Insurance provides helpful information in their safety article, if you have space heaters in your office. If you are renting a building or a suite your Business Liability insurance provides coverage for ‘Damages…
Read Your Professional Liability Policy With so much going on in our daily work lives it seems challenging to have the time to set aside to read your policy. However, it is extremely important to understand the policy so that…
Who is Responsible for Job Site Safety? This seems to be an age old debate and the cause of many claims in the design professionals industry. Last August, Bruce Furukawa, Esq., of Furukawa Buccieri LLP, updated a newsletter originally written…
Reporting Claims for Architecture and Engineering Firms What is the process of reporting a claim for your firm? First and foremost, when reporting a claim, is to report it as soon as possible, this goes for any type of claim…
What Is A Certificate of Insurance? What it Isn’t. A Certificate of Insurance is a representation of coverage under an insurance policy or policies, as it exits at the time the Certificate of Insurance (COI) was issued. A COI is…
What is the purpose of a certificate of insurance for my architecture/engineering firm? A certificate of insurance is for informational purposes, similar to your auto ID cards. It is helpful information for your firm’s clients. It provides information for about…