Weatherize Your Home to Protect Your Property This Winter
Weatherizing your home can save you money on your annual energy bills but it can also help to prevent costly insurance claims. Below are some tips to help provide safety and…
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October 2025 – ConstructionRisk Report
Inside this Issue A1 – Impact of Undocumented Immigrants in the United States A2 – Defendant’s Negligence must be Substantial Factor in Causing Injury before Liability Can be found (No Proximate Cause)…
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Why Is My Commercial Auto Premium Increasing?
Commercial auto insurance premiums often increase due to a combination of economic, industry-wide, and individual business factors. Here’s a breakdown of the main reasons insurers raise rates: 1. Rising Repair and Replacement…
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Social Engineering in the world of Design Professionals
Social engineering is a form of psychological manipulation used by fraudsters to deceive individuals into revealing sensitive information or performing actions that can compromise security. This tactic often involves impersonation,…
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How to Choose a Professional Liability Insurance Company
Key factors to consider when choosing a professional liability insurance company for my architecture/engineering firm. When comparing your options, look beyond the price and consider these factors: Coverage limits: Ensure the…
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The High Cost of Silence: How Communication Breakdowns Drive…
In the design and construction industry, the most expensive claims are often not the result of major design flaws or structural failures. Instead, a significant portion of claim costs can…
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Optional Coverages for Your Cyber Liability Policy
Cyber crimes continue to rise each year. Businesses of all sizes are at risk. Below are some coverage highlights that are available to protect your business from Network Security and…
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Construction Management and Engineers
All professional services, including those of construction managers in the role of advisors (CMa), involve risk that may result in a claim of professional negligence. According to claims data from…
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When to report a professional liability claim to your firm’s…
It is important to know when to report a claim to your insurance company but commonly the answer is as soon as your firm knows. Here are some guidelines to…
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Key Risk Areas and Mitigation Strategies When Using AI Tools
As artificial intelligence becomes more integrated into the design and delivery of buildings and infrastructure, design professionals should consider ways to balance innovation with professional responsibility. While AI offers efficiency,…
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What are some Directors and Officers Liability Claim Example…
Directors and officers of private companies are subject to the same legal standards of conduct as their public company counterparts. Claims against companies and organizational leaders are increasingly common and…
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Do I Need Workers Compensation Insurance?
Workers Compensation insurance is required in most states to pay benefits to workers injured on the job. It protects the employees from incurring medical debt or loss of wages due…
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