Insurance

For architects and engineers, “tail coverage” refers to extended protection for claims that are reported after a professional liability insurance policy ends. It is formally called an Extended Reporting Period (ERP) endorsement. Professional liability…

For architects, engineers, designers, and technical project starts with a vision, a detailed plan, and a commitment to delivering exceptional professional services. But even the most experienced firms can face…

Claims-made policies (standard for architects and engineers) cover incidents reported while the policy is active, requiring continuous coverage and often “tail coverage” (extended reporting period, ERP) upon retirement or closure…

The NFIP defines a flood as: “A general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or…

Understanding Claims-Made vs. Occurrence Policies: What Design Professionals Need to Know When it comes to liability insurance, one of the most important distinctions for design professionals is the difference between…

How to choose a professional liability (PL) insurance company for my engineering or architecture firm, also known as Errors and Omissions (E&O)—requires evaluating a carrier’s industry-specific expertise, financial stability, and…

High-enough professional liability (Errors & Omissions) limits for architects and engineers typically range from $1 million to $5 million+ per claim/aggregate, depending on project size and risk, with $2M–$5M becoming…