Do you operate unmanned aerial vehicles (UAVs/Drones) in bus…
If the answer is yes you made need to purchase a separate liability policy. Your business owners or general liability policy that you have may have an exclusion for aircraft.…
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2026 PUI RISK MANAGEMENT SEMINAR
FOR MORE INFORMATION CLICK HERE Please join PUI and our fellow presenters from Straub, Seaman & Allen, along with Deneweth Vitiligo & Sassak, and Great American Insurance Group as…
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How to choose an architects/engineers professional liability…
Assess your risk by considering the statute of limitations, potential for future claims (especially after closing or retirement), and carrier options like free tails or multi-year costs, then select a period (often…
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Year-End Risk Advisory for Design Professionals: Navigating…
As 2025 drew to a close and 2026 is just getting started, design professionals have an opportunity to reflect on the evolving risk landscape and prepare for the challenges ahead.…
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What is builders risk insurance?
Builders risk insurance, also known as course of construction insurance, is a specialized property insurance policy designed to protect buildings and structures throughout the construction, renovation, or repair process. It…
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What is Social Engineering?
Social engineering is a type of cyberattack that manipulates people—rather than hacking systems—to gain unauthorized access to information, money, or systems. It exploits human psychology such as trust, fear, urgency,…
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Is a surplus lines professional liability policy a bad idea?
Surplus lines insurance for professional liability (Errors & Omissions or E&O) is generally not a bad idea if it is the only or best option available for your specific risk profile.…
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Social Inflation: How Today’s Rising Claim Costs Affect Tomo…
Today’s insurance premiums aim to reflect tomorrow’s predicted costs. Actuaries and underwriters continuously assess risk to forecast future costs. But what happens when claim costs grow at an exponential rate?…
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What Is Business Owner’s Policy Insurance?
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or…
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What is Rectification Expense Coverage?
What is Rectification Expense Coverage? Rectification Expense Coverage is a special add-on often found in Architects & Engineers (A&E) Professional Liability policies. Here’s what it actually protects you from —…
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Professional Liability Claims Process for Architects/Enginee…
The professional liability claims process involves several key stages, from initial reporting to resolution. Your architecture/engineering firm must be proactive and cooperative, working closely with their insurer and assigned legal…
Read MoreThe Removal of the Design Professional from the Construction…
TREND ALERT In recent years, design professionals have been increasingly excluded from the construction administration phase of projects in the design and construction industry. To reduce costs, owners and developers…
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