Insurance Archives - Professional Underwriters

Why Is My Commercial Auto Premium Increasing?

October 20, 2025

Commercial auto insurance premiums often increase due to a combination of economic, industry-wide, and individual business factors. Here’s a breakdown of the main reasons insurers raise rates: 1. Rising Repair and Replacement…

Social Engineering in the world of Design Professionals

Insurance

October 13, 2025

Social engineering is a form of psychological manipulation used by fraudsters to deceive individuals into revealing sensitive information or performing actions that can compromise security. This tactic often involves impersonation,…

How to Choose a Professional Liability Insurance Company

Insurance, Risk Management

October 9, 2025

Key factors to consider when choosing a professional liability insurance company for my architecture/engineering firm. When comparing your options, look beyond the price and consider these factors: Coverage limits: Ensure the…

The High Cost of Silence: How Communication Breakdowns Drive…

Insurance

October 6, 2025

In the design and construction industry, the most expensive claims are often not the result of major design flaws or structural failures. Instead, a significant portion of claim costs can…

Optional Coverages for Your Cyber Liability Policy

Insurance

September 29, 2025

Cyber crimes continue to rise each year. Businesses of all sizes are at risk. Below are some coverage highlights that are available to protect your business from Network Security and…

Construction Management and Engineers

Insurance

September 19, 2025

All professional services, including those of construction managers in the role of advisors (CMa), involve risk that may result in a claim of professional negligence. According to claims data from…

When to report a professional liability claim to your firm’s…

Insurance, Risk Management

September 4, 2025

It is important to know when to report a claim to your insurance company but commonly the answer is as soon as your firm knows. Here are some guidelines to…

Key Risk Areas and Mitigation Strategies When Using AI Tools

Insurance

September 2, 2025

As artificial intelligence becomes more integrated into the design and delivery of buildings and infrastructure, design professionals should consider ways to balance innovation with professional responsibility. While AI offers efficiency,…

What are some Directors and Officers Liability Claim Example…

Insurance

August 25, 2025

Directors and officers of private companies are subject to the same legal standards of conduct as their public company counterparts. Claims against companies and organizational leaders are increasingly common and…

Do I Need Workers Compensation Insurance?

Insurance

August 20, 2025

Workers Compensation insurance is required in most states to pay benefits to workers injured on the job. It protects the employees from incurring medical debt or loss of wages due…

AI and Architects and Engineers with Design Projects

AI, Architects and Engineers with Design Projects

Insurance

August 11, 2025

1. Concept Design & Visualization Generative Design: AI-powered tools (like Autodesk Generative Design, Spacemaker, and Midjourney for concepts) can produce dozens or hundreds of design iterations based on parameters such…

Architects/Engineers Excess Professional Liability Explained

Insurance

July 31, 2025

Excess professional liability policy provides additional coverage on top of your firm’s primary professional liability policy. The excess professional liability policy works similar to an umbrella policy, in that it…

Commercial
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(Michigan Only)

Homeowners

Automobile

Umbrella

Recreational Vehicles

Insurance

Why Is My Commercial Auto Premium Increasing?

Social Engineering in the world of Design Professionals

How to Choose a Professional Liability Insurance Company

The High Cost of Silence: How Communication Breakdowns Drive…

Optional Coverages for Your Cyber Liability Policy

Construction Management and Engineers

When to report a professional liability claim to your firm’s…

Key Risk Areas and Mitigation Strategies When Using AI Tools

What are some Directors and Officers Liability Claim Example…

Do I Need Workers Compensation Insurance?

AI, Architects and Engineers with Design Projects

Architects/Engineers Excess Professional Liability Explained

Commercial Insurance

Professional Liability

Business Owners Coverage

Workers Compensation

More Selections

Personal Insurance (Michigan Only)

Homeowners

Automobile

Umbrella

Recreational Vehicles

Insurance

Commercial
Insurance

Personal Insurance
(Michigan Only)