Defense in A/E Professional Liability Policy When your firm receives a claim the first step in the claim process it to set your firm up with defense counsel. The insurance…
Keeping Workers Warm Extreme cold can cause a number of health problems for employees during the winter months. Hypothermia and frostbite are just two conditions that may affect workers if…
Professional Liability Limits of Liability for Architects/Engineers Our agency is often asked what is a good limit of liability for our Professional Liability policy. This can be a challenging to…
Mid-term Increase of Architect’s/Engineer’s Professional Liability Limits Many Architects and Engineers have been carrying Professional Liability Limits of $1,000,000 each claim with a $2,000,000 annual…
Common Myths of Professional Liability Policies for Architects/Engineers A Professional Liability policy or errors and omissions policies have some nuances to be aware of. Here are some common issues with…
CERTIFICATES OF INSURANCE: WHY YOU CAN’T ALWAYS HAVE IT YOUR WAY Design professionals are often asked by their clients to sign contracts that include comprehensive—sometimes unreasonable—insurance requirements and indemnification terms. …
Umbrella policy for architects/engineers explained- An umbrella policy provides an extra layer of limits of liability over policies such as general liability, automobile liability and employer’s liability. It is not…
Business Owner Policy for Architects/Engineers The business owner policy will be similar to other types of business owner policy in different industries with a few exceptions of coverage. The business…
What is a Surety Bond? Surety bonds are designed to guarantee performance in the face of a set of particular risks. Each surety bond must be uniquely tailored to meet…
Certificates of Insurance for Architects/Engineers Many times the requests for certificates of insurance are not geared towards architects/engineers, they tend to look like a request for a contractor. Keep in…
The Communicable Disease Exclusion You may have noticed a new exclusion form on your recent insurance policy renewal. Several insurance carriers are implementing or strongly considering applying communicable disease exclusions…
Higher Limits for your Professional Liability Policy Requests for higher limits for your architecture/engineering Professional Liability policy- It happens quite often that your firm will be asked to increase your…