Insurance

Business Owner Policy for Architects/Engineers The business owner policy will be similar to other types of business owner policy in different industries with a few exceptions of coverage. The business…

Certificates of Insurance for Architects/Engineers Many times the requests for certificates of insurance are not geared towards architects/engineers, they tend to look like a request for a contractor. Keep in…

The Communicable Disease Exclusion You may have noticed a new exclusion form on your recent insurance policy renewal.  Several insurance carriers are implementing or strongly considering applying communicable disease exclusions…

Higher Limits for your Professional Liability Policy Requests for higher limits for your architecture/engineering Professional Liability policy- It happens quite often that your firm will be asked to increase your…

Fleet Safety for Design Professionals Fleet vehicle accidents are among the most costly of injury claims for business. The average cost of a loss related to vehicle accidents is approximately…

Hired and non-owned auto insurance (HNOA) covers commercial liability expenses triggered by accidents involving hired (e.g. rental cars) or borrowed vehicles (e.g. employee-owned) for business use.   An HNOA policy…

Policy Premium How is the Professional Liability policy premium determined for architects/engineers? The actual premium and how the premium is determined will vary with each insurance company based on the…