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  We collaborate closely to craft the ideal mix of extra protections, ensuring your enterprise is shielded against numerous complex risks in your field.
  
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  Policies designed to provide coverage for defense costs and damages due to claims of damage or injury arising out of the negligent performance of services (errors and omissions), the breach of the ‘standard of care’.
  
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  Commercial Package Policies and Business Owners policies are Insurance policies that combine protection from all major property and liability risks in one package.
  
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  Required in most states to pay benefits to workers injured on the job. It protects the employees from incurring medical debt or loss of wages due to an on the job injury.
  
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  As an independent insurance agency, we offer a wide range of Personal Lines Insurance options from various carriers.
  
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  Homeowners
  A standard Homeowners policy will provide the appropriate dwelling and personal property coverage.
  
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  Automobile insurance is designed to protect you and your owned vehicles from physical damage, as well as liability claims.
  
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  Umbrella
  A personal umbrella policy ensures your family has the protection you need in case the unforeseeable happens.
  
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  Recreational Vehicles
  There are different policies designed to properly insure your specific watercraft or recreational vehicle insurance needs.
  
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excess liability policy

Commercial Umbrella vs Commercial Excess Liability Policy

March 9, 2026

Your insurance agent has just given two quotes to review. One is for a Commercial Umbrella and one is for an Excess Liability policy. What is the difference? A Commercial Umbrella…

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excess liability policy

Commercial Umbrella vs Commercial Excess Liability Policy

Commercial
Insurance

Personal Insurance
(Michigan Only)