A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. Business owner’s insurance also helps cover claims that could arise from your business operations. These include claims of bodily injury or property damage. They also include claims related to personal and advertising injury.
Businesses can tailor their Business Owner’s Policy (BOP) to help meet their unique needs by adding coverage options, like:
- Data breach
- Business income for off-premises utility services
- Other specialized policies
A Business Owners’ Policy can be custom-made to fit industry specific businesses. This means it’s great for protecting your business no matter the size, especially small businesses.
BOP insurance for business owners is built to cover companies that generally face the same risks. Customizing your BOP Insurance is an important first step when insuring your business. Small business owners should do this from the beginning to protect against losses and damages early on.
A Business Owner’s Policy (BOP) bundles business property and liability insurance into one policy. This means it can help cover claims of bodily injury and property damage to your building, equipment or inventory.
This policy can be combined with other lines of insurance, such as Commercial Automobile, Workers Compensation, Excess/Umbrella, etc. and all policies will received a multi policy discount.
Talk to your agent at Professional Underwriters today!