Who is an insured on a Commercial General Liability policy? This can be a tricky question; however, here is a brief breakdown. As always refer to your firm’s specific policy…
Design professional firms insurance – what each insurance company offers? There are many insurance companies out there. It is important for Design Professionals that your insurance is with a company…
Stucky Vitale Architects, Inc. Celebrating 50 Years- We are happy to share in the celebration of our insureds success of providing architectural services for the past 50 years. Stucky Vitale…
Professional Liability claims trends for Design Firms. The more information your firm has about the types of projects, claimants and types of claims the better prepared your firm is. With…
Insurance Information for New Design Professionals is very important in the world of architects and engineers. The task of completing a degree in Engineering or Architecture is one…
Project policy vs. project Specific Additional Limit Endorsement (SALE). What is the different between a project policy and a SALE or project endorsement? A project policy is a separate Professional…
Auto Insurance Needed! Collision shops love this time of year. Foggy mornings and early darkness contribute. Did you know that in 2015, in Oakland County alone, there were 1,873 auto accidents…
Professional Liability claim process for Design Professional firms. The first question that your firm may ask is ‘what is a claim?’ If you think it’s a claim it probably is. …
CYBER ATTACKS – are you next? CYBER ATTACKS seem to be happening more and more frequently these days. One reason is because we as individuals and businesses are becoming forever reliable…
Our Design Professional firms are merging, how does this work with Professional Liability insurance? Merging firms can be tricky for many reasons involved but one major factor that is important…
CLAIMS-MADE vs. OCCURRENCE Most liability policies are written on an “occurrence” policy form. Occurrence policies need only to be in effect on the date that an accident causing damage occurs…
Does my insurance carrier cover a pot shop design exposure? With Colorado and Oregon passing the law to allow for recreational pot shops this question has come up more frequently. …