Is it beneficial to be a part of a Design Professional Association? Yes, there are many benefits that come along with being a part of an association for Design Professionals.…
Living in, and owning, a condo much not seem much different than living in a stand alone home. But to the insurance company, there are several differences in coverage. Even…
Social Hosting Liability Spring is the time of year to host a party to celebrate the accomplishments of our children graduating school! This is a very special and exciting time for…
Who is an insured on a Professional Liability policy? This list can be fairly long depending on the size of your firm but the most important factor to remember is…
Is a limitation of liability clause in a Design Professionals contract beneficial? Most claims representatives and attorneys say yes! Mostly because the limit of liability doesn’t put your firm out…
Document Retention We are often approached by our clients asking how long is the appropriate length of time to retain certain documents. One of the most common questions is: “How…
Does a Design Professionals need General Liability? There are several reasons and scenarios that a Design Professional would need a General Liability policy. First and foremost, is if there is…
Motorcycle Insurance – On the road again… The Insurance Institute of America issued tips for the cost-conscious rider, like finding the right insurance for you and your bike. Click here for…
What is a claims made policy? A claims made policy provides coverage for claims made during the policy period for covered acts occurring after the policy retroactive date shown in…
Advantages of an Agency Over Online Insurance We are inundated with commercials claiming you can save on your insurance costs by entering some information into a website. Some online carriers may be…
What are Design Professionals duties in the event of a claim? -First and most important – notify your carrier and/or agent. Report the claim/circumstance as soon as you become aware…
Limitation of Liability Limitation of Liability is a contractual provision that caps the amount of liability one party to the contract may have to the other party. Frequently used to equalize…