Risk Management

Auto Insurance Needed! Collision shops love this time of year. Foggy mornings and  early  darkness contribute. Did you know that in 2015, in  Oakland County alone, there were 1,873 auto accidents…

Document Retention We are often approached by our clients asking how long is the appropriate length of time to retain certain documents. One of the most common questions is: “How…

Malpractice or Negligence by Design Professionals? What Constitutes “Malpractice or Negligence” by the Design Professional? Unless there is a specific modification in the contract, a Design Professional is required to…

Cyber/Data Breach Insurance provides coverage to help pay the costs of notification. Michigan and 46 other states have ‘Notification Laws‘ in the event of a breach. Rectification of a breach is…

Cyber Liability: Will my insurance pay the ransom?  Does your business insurance provide coverage if your system is kidnapped and your digital information is held hostage? Will your business insurance provide…