PUI Adopts a Family at Christmas
Give back if you can- Professional Underwriter’s is filling our hearts with happiness while helping out a family in the community this Holiday season! Once again we partnered with Novi…
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What is Rectification Expense Coverage?
What is Rectification Expense Coverage? Rectification Expense Coverage is a special add-on often found in Architects & Engineers (A&E) Professional Liability policies. Here’s what it actually protects you from —…
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Professional Liability Claims Process for Architects/Enginee…
The professional liability claims process involves several key stages, from initial reporting to resolution. Your architecture/engineering firm must be proactive and cooperative, working closely with their insurer and assigned legal…
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The Removal of the Design Professional from the Construction…
TREND ALERT In recent years, design professionals have been increasingly excluded from the construction administration phase of projects in the design and construction industry. To reduce costs, owners and developers…
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Weatherize Your Home to Protect Your Property This Winter
Weatherizing your home can save you money on your annual energy bills but it can also help to prevent costly insurance claims. Below are some tips to help provide safety and…
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October 2025 – ConstructionRisk Report
Inside this Issue A1 – Impact of Undocumented Immigrants in the United States A2 – Defendant’s Negligence must be Substantial Factor in Causing Injury before Liability Can be found (No Proximate Cause)…
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Why Is My Commercial Auto Premium Increasing?
Commercial auto insurance premiums often increase due to a combination of economic, industry-wide, and individual business factors. Here’s a breakdown of the main reasons insurers raise rates: 1. Rising Repair and Replacement…
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Social Engineering in the world of Design Professionals
Social engineering is a form of psychological manipulation used by fraudsters to deceive individuals into revealing sensitive information or performing actions that can compromise security. This tactic often involves impersonation,…
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How to Choose a Professional Liability Insurance Company
Key factors to consider when choosing a professional liability insurance company for my architecture/engineering firm. When comparing your options, look beyond the price and consider these factors: Coverage limits: Ensure the…
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The High Cost of Silence: How Communication Breakdowns Drive…
In the design and construction industry, the most expensive claims are often not the result of major design flaws or structural failures. Instead, a significant portion of claim costs can…
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Optional Coverages for Your Cyber Liability Policy
Cyber crimes continue to rise each year. Businesses of all sizes are at risk. Below are some coverage highlights that are available to protect your business from Network Security and…
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Construction Management and Engineers
All professional services, including those of construction managers in the role of advisors (CMa), involve risk that may result in a claim of professional negligence. According to claims data from…
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