Professional Liability Insurance for Architects and Engineers Architects and engineers provide professional services, the do not sell products. That is why Architects and Engineers need errors and omission insurance or Professional Liability Insurance. If you look around, some architect designed…
Who is covered under a professional liability policy for architects/engineers? This will vary with each insurance company, here are a few definitions to determine who is covered. Example one: (1) any person who was, is now, or hereafter becomes principal,…
THE FUTURE OF CONSTRUCTION WITH COMPUTER VISION AI Whether you are talking about the design industry or making movies in Hollywood, the official buzz term of the year is Artificial Intelligence. You may fear it or embrace it, but either…
SUCCESSOR DESIGN PROFESSIONAL It is likely that at some point in your career, you will be asked to replace another design professional on a project. While the thrill of new opportunities and donning your superhero cape to save a project…
Review of insurance policies for architects/engineers- The last quarter of 2023 is approaching, and it is always good to have a review of your firm’s insurance policies. There are a few things to consider when reviewing your firms’ policies. Professional…
Replacing a Design Firm on a Project When a design firm is asked to replace the original firm on a project, there are ethical, regulatory, and professional liability concerns that should be addressed. The replacement design firm might find that the…
What is surplus lines insurance on professional liability policy for an architect/engineer? Surplus lines insurance companies will insure a firm that is considered higher risk and a policy that admitted carriers (i.e. Travelers or Hartford) won’t take on. Surplus lines…
What is included in a business owner policy for architects/engineer firm? The business owner policy has a few major sections of the policy to be aware of. General liability is one of the areas in the business owner policy. General…
Understanding Indemnification and the Duty to Defend For many design professionals an indemnification obligation is one of the most confusing clauses they may see in a professional services contract. Contributing to that confusion is when a duty to defend is…
Ways to improve my architecture/engineering firm’s professional liability renewal premium- The renewal premium is based on the fully completed professional liability renewal application, but there are some ways to help to get a lower insurance premium. One of those ways…