Protecting Your Christmas Gifts

It’s the season for giving!

Christmas Gifts







Protecting Your Christmas Gifts

After the excitement of Christmas has faded, you should begin to think about protecting those precious gifts you received. A valuable item can take a week, month, or year’s worth of income to buy but only a moment to be lost, stolen, or destroyed. Don’t wait until you suffer a loss to find out that your possessions were not covered.

Most HomeOwner policies offer limited coverage for valuable items such as:

  • Jewelry
  • Silverware
  • Fur
  • Fine Arts
  • Cameras
  • Computer Equipment
  • Firearms
  • China/Crystal
  • Golfer’s Equipment
  • Musical Instruments

Scheduling these valuable gifts on your current HomeOwners policy for an additional premium will ensure these items are replaced at their full value in the event of a claim. When an item is scheduled on your policy, the coverage is broadened to more than just the home address and often coverage for mysterious disappearance is provided as well.

Please visit The Hanover Insurance Group webpage here to find out more about scheduling personal items.

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