What is included on a certificate of insurance for architects/engineers?

The certificate of insurance is information on your firm’s insurance policies. This does not replace the policy but provides a snap shot of what your firm carries for a policy.

The top of the certificate of insurance will include general information such as the name and address of your firm, your firm’s insurance agent’s address and contact information and the insurance companies your firm is insured with.

The next section includes the insurance policies that your firm carries with a specific agency. This may include general liability, automobile liability, umbrella/excess liability, workers compensation, and other policies such as cyber liability, professional liability and crime policies. The details included in the section are the insurance company for each policy, the policy number, the effective dates and limits. This section may also include the waiver of subrogation and additional insured check marks for the specific certificate holder.

The next section is the description of operations. This is a box to include additional information for the certificate holder such as the additional insured language, waiver of subrogation language and the project name and number. If requested, this section may also include the 30 day notice of cancellation for the specific certificate holder. The description box may also include additional language as requested by the certificate holder in accordance with the policies.

The last section of the certificate of insurance is the certificate holder box. This will include the name and address of the specific certificate holder to provide the updated policy information to.

The certificate of insurance will include several details of your firm’s insurance policies at a glance. If you have any questions with regards to certificates of insurance please call or email your Professional Underwriters agent for assistance.