Defending Professional Liability Claims Your professional liability insurance policy is a contract that covers you for wrongful acts in the performance of your professional services. Your carrier has two separate obligations to your firm: 1) to defend you; and 2) to pay any judgment for…
Professional Liability Pre-Claim Assistance Using the Pre-Claim Assistance Process Disputes happen. Dissatisfied clients, construction firms with cost recovery programs, injured third parties, and other claimants often try to tap into the insurance and financial assets of firms to solve real or…
Professional Liability Claims for Design Professionals The first indication that a professional liability claim might be made against your firm often comes long before an official demand for money or services alleging your negligence. Warning signs often include a client’s dissatisfaction with services provided,…
Tips for Selecting Safe Drivers Choosing the right employees to drive for your company is the most basic element in your company’s fleet safety program. Who Are Your Drivers? Anyone who drives a vehicle on behalf of your company, whether…
ADDITIONAL INSURED STATUS ON PROFESSIONAL LIABILITY POLICIES Some clients of design professionals think they can be better protected against third-party claims by being included as a named insured or as an additional insured on a design firm’s professional liability policy….
Professional Liability Claim What do I do when I have a Professional Liability claim? Ignore it and hopefully it will go away. This is not an uncommon response to potentially bad news. It may be difficult to accept or acknowledge that…
Tips to Save Money on Your Professional Liability Policy Premium There are a lot of ways to save money on your professional liability policy premium. The obvious one is not having any claims. However this is sometimes out of your…
Insured Status Under the Contractor’s Commercial General Liability Policy The issue of requiring protection for design firms by having them named as additional insured’s on the general liability policies of contractors is complicated. Without the professional advice of an insurance…
The Engineer’s Need for a Written Contract It is truly surprising to see how often professional engineers perform services for clients without the most important document of the entire endeavor: a written, signed contract for services. What many people do…
Employment Practices Liability Insurance What is Employment Practices Liability Insurance? Employment Practices Liability Insurance (EPLI) — a type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful…