CERTIFICATE OF INSURANCE WARS We are now entering a phase of business where owners are relying on third party associates to handle their certificates of insurance in an attempt to…
Project Policy For Our Architecture/Engineering Firm Can our architecture/engineering firm get a project policy? Project policies are available with a few of the insurance companies. The Professional Liability project policy,…
E-Scooter Sharing Programs – Insurance Risks Burns & Wilcox, national insurance broker, published this article regarding expanding use of e-scooters (electric scooters) . They talk about the inherent risk to…
Can my firm increase the limits of liability on our Professional Liability policy? If your firm has a contract requirement for a higher limit or if your firm has increased…
MCCA – Michigan Catastrophic Claims Association Michigan has the best medical coverage in the United States when it comes to automobile accidents. Every insured driver in Michigan pays the Michigan catastrophic claims…
Policy Premium Increased? Why has my Professional Liability policy premium increased? Architects and engineers often have this question, because who wants to pay more in premium. However, there could be…
Vicarious Liability for Subconsultants If a firm has professional liability insurance from CNA, its policy defends the firm against allegations of its negligence and pays on its behalf if the…
Space heaters in the workplace? Check your insurance! Travelers Insurance provides helpful information in their safety article with respect to space heaters. If you are renting a building or a…
Additional Premium Due for Your Workers Compensation Policy? Why is my architect/engineering firm getting an additional premium invoice due for the workers compensation policy? There may be several reasons for…
Contract Commandments for Design Professionals The Ten Commandments of Design Professionals’ Contracts (Vol,2) by Matthew C. Ryan. Navigators provided this great article in their March 2019 issue of BluePrint for…
Hired and Non-owned Automobile Liability for Architects/Engineers Also referred to as HNOA, this coverage can be found in your business owner policy or package policy. Hired auto means any auto…
Motorcycle Safety When spring is in the air, motorcycles are everywhere. Do you long for the freedom that comes with riding on the open road? Then it’s critical to respect…