Insurance

Auto Insurance Claims Auto insurance claims caused by hail, water and wind are top perils from March through May, according to Farmers Insurance. Of course, you must carry comprehensive Auto insurance…

What are claims trends among Design Professionals?  While the market is constantly evolving and changing claims trends have held steady in recent years with residential projects.  Projects such as condos,…

CLAIMS How do claims affect my Professional Liability premium?  This is a tough question to answer because the bottom line is it all depends on all of the factors of…

Understanding limits of liability in a Professional Liability policy for Design Professionals.  There are many parts to a Professional Liability policy and one of those areas is to be aware…

Understanding Extended Reporting Period (tail policy) on a Professional Liability policy for Design Professionals.  Extended Reporting Period, also called tail policy or ERP, is an extended period of time after…

Why Condominium Projects Mean Expensive Insurance Rates There are several reasons why Condominium projects lead to increase insurance costs. The biggest driver for and increase in premium due to condominium…

What to look for when deciding on a Workers Compensation policy.  It is required by state law to provide workers compensation coverage for employees.  There are a few options to…

hola! Auto insurance for rental vehicles Your basic Auto insurance does not cover rental vehicles in Mexico. Think your credit card ‘insurance’ will take care of everything? Spring break is…

What to look for when deciding on a Business Owner policy for your Design firm There are three main parts of a Business Owner policy – the property coverage, liability…

Why Do You Need a Personal Umbrella Policy? Imagine that you’re just a few years away from a well deserved retirement. You’ve got a sizable retirement account, plus a house and car,…