Insurance

Extended Reporting Period (ERP) options with Professional Liability insurance companies Extended Reporting Period, also called tail policy or ERP, is an extended period of time after the end of the…

That’s good to know!  Things you may not have known about Professional Liability, Workers Compensation and Business Owner policies There are so many intricacies with insurance; there are a few…

Professional Liability renewal application; what information does my firm need to gather? Professional Liability, in many cases, renews on an annual basis.  In order for the insurance companies to assess…

Common requests on certificates of insurance for design firms Each of your firms’ clients will request certificates of insurance with different requirements for each insurance policy. Below is a list…

Additional insured requests of Design Firms on Professional Liability This is a frequent request of clients and other design firms to be added as additional insured on a Professional Liability…

Workers Compensation for Design Professionals, when reviewing your policy there are a few items that your firm should be paying attention to in addition to the conditions, limitations and exclusions.…

Earthquake coverage in Michigan? According to the Federal Emergency Management Agency; Michigan has a “very small probability of experiencing damaging earthquake effects”. In fact, most tremors felt in Michigan originate elsewhere. However, buildings can…