“Complying with all Laws”; Contract Language for…
“Complying with all Laws”; Contract Language for Architects and Engineers One of the most difficult aspects of any design project for design professionals has nothing to do with the…
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Insured – Who is?
Who is an insured under a Professional Liability policy for Architects & Engineers? This will be defined differently with each specific insurance company. Be sure you read the policy and…
Read MoreMarketplace – Strong Lineup in 2018
Marketplace – Strong Lineup of Insurance Companies in 2018 The Michigan Department of Insurance announced that consumers will continue to have a robust choice of insurance companies offering health insurance…
Read MoreOptional HomeOwners Endorsements to Consider
OPTIONAL HOMEOWNERS ENDORSEMENTS TO CONSIDER The majority of home owners have an insurance policy in place to cover their loses in the event of a claim. However,…
Read MoreReporting Claims – Architects/Engineers Professional L…
Reporting Claims – Architects/Engineers Professional Liability Policy Your firm is responsible for reporting a claim or circumstance to the insurance company as soon as your firm is aware of the…
Read MoreSocial Engineering
Social Engineering – What is this new phrase you have been hearing about? Social engineering, in the context of information security, refers to psychological manipulation of people into performing actions or…
Read MoreDeclarations Page of a Professional Liability policy
What is the declarations page of an architects and engineers Professional Liability policy for? The declarations pages, also known as ‘dec page’, are basically the first few pages of your…
Read MoreInsurance Requirements and Certificates of Insurance
Insurance Requirements and Certificates of Insurance Everyday Design Professionals are faced with decisions on how to properly execute a contract negotiation and everyday we receive an email regarding these…
Read MoreDeductible options on a Professional Liability policy for De…
Deductible options on a Professional Liability policy for Design Professionals – One of the factors to consider when reviewing Professional Liability quotes is not just the deductible amount but the…
Read MoreMIOSHA could help insurance rates
INSURANCE RATES Commercial Insurance rates can be affected by losses. Workers Compensation insurance costs can be affected by employee injuries. General Liability insurance costs could be affected by injuries to…
Read MoreDo I need Professional Liability as an architect or engineer…
Do I need Professional Liability as an architect or engineer? This question does come up from time to time in certain circumstances. Sometimes as an architect or engineer you may…
Read MoreAdditional Insured’s Notice of Cancellation
Additional Insured’s Notice of Cancellation A&E firms rely on certificates of insurance as proof of their insurance policies, including an additional insured endorsement that may be required by contract. The certificate…
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