Insurance

Determining business personal property amount on a Business Owner policy for Design Professionals.  There is not an exact science to how to determine the limits of business personal property on…

Jewelry Putting an insurance policy on your engagement ring may sound unromantic, but nothing’s sweeter than peace of mind. Many Homeowners or Renters policies will include a limited value for…

Limits of Liability Limits of liability on Professional Liability for architects and engineers.  There are always questions with regards to limits of liability on Professional Liability policy.  Here are a…

Project Policy Is there a project policy available for one specific project?  We often get this question with regards to Professional Liability for Design Professionals.  Is it possible to get…

Auto Liability and Your Employees Guard against personal use loss A LOSS LESSON The incident A contractor allowed an employee to operate their commercial vehicles (pick up trucks) while on…

Deductible Options What are deductible options on Professional Liability policies for Design Professionals? There are different deductible options with insurance companies.  They each have slightly different wording of first dollar…

Extended Reporting Period (ERP) options with Professional Liability insurance companies Extended Reporting Period, also called tail policy or ERP, is an extended period of time after the end of the…

That’s good to know!  Things you may not have known about Professional Liability, Workers Compensation and Business Owner policies There are so many intricacies with insurance; there are a few…

Professional Liability renewal application; what information does my firm need to gather? Professional Liability, in many cases, renews on an annual basis.  In order for the insurance companies to assess…