Professional Underwriters – put us to work for you! Our website isn’t shiny new, hot off the press anymore but it sure has a ton of information right at your…
Our agency often gets the question of how a specific project will affect your firm’s Professional Liability premium. There isn’t an easy answer to this question because of so many…
How Does FMLA affect your office? When it comes to the Family and Medical Leave Act (FMLA) there are many questions. Both employers and employees must be concerned with the…
Common exclusions on a Professional Liability policy for Design Professionals are as follows: -Intentional and dishonest acts – meaning if your firm is dishonest, fraudulent or have a criminal or…
Prior Knowledge Did you know that your Liability insurance has a prior knowledge exclusion? If you or any other employee who is authorized to file an insurance incident knew of a…
Is it beneficial to be a part of a Design Professional Association? Yes, there are many benefits that come along with being a part of an association for Design Professionals.…
Living in, and owning, a condo much not seem much different than living in a stand alone home. But to the insurance company, there are several differences in coverage. Even…
Social Hosting Liability Spring is the time of year to host a party to celebrate the accomplishments of our children graduating school! This is a very special and exciting time for…
Who is an insured on a Professional Liability policy? This list can be fairly long depending on the size of your firm but the most important factor to remember is…
Is a limitation of liability clause in a Design Professionals contract beneficial? Most claims representatives and attorneys say yes! Mostly because the limit of liability doesn’t put your firm out…
Document Retention We are often approached by our clients asking how long is the appropriate length of time to retain certain documents. One of the most common questions is: “How…
Does a Design Professionals need General Liability? There are several reasons and scenarios that a Design Professional would need a General Liability policy. First and foremost, is if there is…