Vicarious Liability for Subconsultants If a firm has professional liability insurance from CNA, its policy defends the firm against allegations of its negligence and pays on its behalf if the…
Suggested Wording to Use When Revising and Redlining Design Professional Contracts for Risk Allocation and Insurability of Risks Both parties (owner and contractor) and other project stakeholders come out ahead…
Contract Commandments for Design Professionals The Ten Commandments of Design Professionals’ Contracts (Vol,2) by Matthew C. Ryan. Navigators provided this great article in their March 2019 issue of BluePrint for…
Pre-Claim Assistance on Professional Liability for Architects/Engineers What is pre-claims assistance and why should my firm use it? Pre-claim assistance is a program that most Professional Liability insurance companies provide. …
Hired and Non-owned Automobile Liability for Architects/Engineers Also referred to as HNOA, this coverage can be found in your business owner policy or package policy. Hired auto means any auto…
Named Insured vs. Additional Insured on an Architects/Engineers General Liability Policy What is the difference between being a named insured and an additional insured? There are several differences when it…
Contracts for Architects and Engineers Contracts are a vital prior to the start to a project and the strength of that contract is equally as important. While most attorney’s and…
Space Heater Fires – Are You Covered? Travelers Insurance provides helpful information in their safety article, if you have space heaters in your office. If you are renting a building or…
Who is Responsible for Job Site Safety? This seems to be an age old debate and the cause of many claims in the design professionals industry. Last August, Bruce Furukawa,…
What should my sub consultants have for insurance on a project? The general answer to the question is that your sub consultants should carry the same limits of liability and…
Liability When Not Prime on the Project Does my firm have liability if we are not the prime on a project? This question is asked quite often and the answer…
Important Clauses to Pay Close Attention To in the Architects and Engineers Professional Liability Policy Yes it can be a lengthy policy to review but when renewing your policy or…