General Liability

You may ask yourself – does my business need General Liability Insurance? More than likely, the answer to that question is Yes. Having General Liability coverage helps protect your small business from claims that it caused bodily injuries and property damage. These risks can come up during normal business operations.

general liability

 

General Liability can help protect your business in many ways. Below, we have highlighted a few for your review.

Bodily injuries that your business may have caused. This can include customer slip and falls. General liability coverage can help pay for their medical expenses.

Property damage from employee accidents, like breaking a client’s windows while working at their home. This insurance can help cover the repair or replacement costs to fix the windows.

Reputational Harm & Personal Injury – General liability insurance policies can help cover malicious prosecution, slander, libel, wrongful eviction and violating a person’s privacy. General liability can help pay for your business’ defense costs if it gets sued.

Advertising Injuries – Claims of copyright infringement are covered with a general liability policy.
Damage to premises rented to you – If your rented property is damaged by fire, lightning or an explosion, your general liability policy can help pay for repairs.
To learn more, talk to your agent at Professional Underwriters. We can also help you get other essential business coverages.