Waiver of Subrogation on Architects and Engineers Policies

The request for waiver of subrogation on policies for architects and engineers occurs quite frequently.  The waiver of subrogation is different for each type of policy and many times it will need to be required by contract in order for the waiver of subrogation to be applied.  Here are some examples of waiver of subrogation clauses in different policies.

Professional Liability

SUBROGATION

In the event of payment under this policy, the Company is subrogated to all of the lnsured’s rights of recovery against any person or organization to the extent of such payment and the Insured will execute and deliver instruments and papers and do whatever else is necessary to secure such rights. The Insured will do nothing to prejudice such rights.

Business owner policy

Waiver Of Rights Of Recovery (Waiver Of Subrogation)

If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage.

Workers Compensation

WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT

We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.)

As always, read your policy to know the differences of waiver of subrogation under each policy.  If you have questions please call or email your Professional Underwriters agent.