Posts by Cindy King

What is surplus lines insurance?

What is surplus lines insurance on professional liability policy for an architect/engineer? Surplus lines insurance companies will insure a firm that is considered higher risk and a policy that admitted carriers (i.e. Travelers or Hartford) won’t take on. Surplus lines…

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What is an insuring agreement?

What is an insuring agreement in an architects/engineers professional liability policy? An insuring agreement is a legal contract between an insurance company and your architecture/engineering firm.   It is the insurance companies promise to make payment on behalf of your firm…

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