Gap insurance (also known as loan/lease payoff) is an optional auto insurance coverage that applies if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is worth, gap insurance coverage pays…
Adding A New Driver Safe driving habits are always in season — especially when there’s a new driver on the road. When it’s time to add a teen driver to your auto insurance policy, consider Citizens deductible options and review the protection…
What is a Surety Bond? Surety bonds are designed to guarantee performance in the face of a set of particular risks. Each surety bond must be uniquely tailored to meet specific needs. A surety bond is an agreement under which…
Top Home Claims – And How To Prevent Them According to the Insurance Information Institute, approximately one in 15 homeowners make an insurance claim each year. One pattern that emerges is that, the six most common types of home claims are…
Drive Other Car insurance can provide protection for the executive of a Partnership or Corporation or their spouse when driving a non-owned car, such as a vehicle that is rented or borrowed. Who needs drive other car insurance? Drive Other…
Environmental & Contractors Professional Practice Insurance Did you know that nearly every construction or commercial type of business has at least one environmental liability exposure? Pollution liability occurrences may be infrequent, but when they do happen, they are often large,…
Personal Umbrella Insurance An umbrella doesn’t just protect you from the rain. With an umbrella insurance policy, you can be protected from liability claims with affordable coverage that goes beyond the limits of your home or auto policy. An umbrella…
Directors & Officers (D&O) Liability Insurance Directors & Officers (D&O) Liability insurance helps cover defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organization’s board of directors and/or officers. These types…
Jewelry and Valuable Items Insurance Does Homeowners Insurance Cover Jewelry & Valuable Items? Homeowners insurance may provide limited coverage amounts for lost jewelry or valuable items based on the type of item and cause of loss. Valuable items coverage may…
Business Owners Policy – Who Is It Right For? A Business Owner’s Policy (BOP Insurance) can help safeguard your company from property damage, loss and lawsuits in the wake of unforeseen events. A Business Owner’s Policy builds in many specialized…