Threats to Budgets & Schedules Supply chain. Labor shortages and interruptions. Inflation. All of this and more is challenging the traditional construction industry drivers of schedules and budgets in ways not seen in a generation. It is the “perfect storm”….
Adding a New Driver To Your Personal Auto Policy Safe driving habits are always in season — especially when there’s a new driver on the road. When it’s time to add a teen driver to your auto insurance policy, consider Hanover deductible…
AS-BUILT V. RECORD DRAWINGS The industry terms “As-Built” drawings and “Record” drawings are often a source of confusion, and, generally speaking, there is no set definition for these terms. “As-Built” drawings and “Record” drawings are frequently subject to different meanings,…
Historic Inflation Impacting Home & Auto Insurance Preparing for historic inflation- A perfect storm for inflation is brewing – fueled by increased costs for material, labor and supply shortages, and shipping delays. And anyone who owns a home, rents or…
It’s not uncommon to see commercial drones, unmanned aerial vehicles (UAVs) or small unmanned aerial vehicles (sUAVs) at a construction site. They can help construction businesses in many ways, such as: Monitoring projects for employee safety Surveying large sites…
Frequently Asked Questions About Michigan Auto Reform Michigan Catastrophic Claims Association refund Recently, the Michigan Catastrophic Claims Association (MCCA) Board voted unanimously to return approximately $3.0 billion of its estimated surplus to its member insurance companies, to be distributed to policyholders…
What is Gap Insurance? Gap insurance (also known as loan/lease payoff) is an optional auto insurance coverage that applies if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is worth,…
Cyber For Homeowners We get it – understanding how to best protect yourself online can be confusing. That’s why The Hanover believes that cyber protection begins at home. See what The Hanover’s cyber coverage for homeowners does and why it’s so…
Who Needs Cyber Liability Insurance? Every type of organization, from global companies to mom and pop shops that use technology to do business, face cyber risk. As technology becomes more complex and sophisticated, so do the threats that businesses face. This…
Directors & Officers (D&O) Liability Insurance The financial assets of your clients’ organizations and the personal assets of the directors & officers can be at risk with every decision they make. Directors & Officers (D&O) Liability insurance is designed to…