Insurance

Common Endorsements on Professional Liability Policies for Architects/Engineers While the Professional Liability policy does not have many endorsements because most policy provisions are included in the base policy, there may…

What to Expect when Reporting a Home Owners Claim Owning a home can mean dealing with the unexpected. You likely can’t prevent all unwanted surprises, knowing what to expect if…

Can my architecture/engineering firm change Professional Liability insurance companies at renewal? Although it isn’t typically recommended your firm can change insurance companies at renewal if you choose. There are some…

What is included on a certificate of insurance for architects/engineers? The certificate of insurance is information on your firm’s insurance policies. This does not replace the policy but provides a…

Compliance with Law Clause A “compliance with laws” provision requires that both parties to a contract must comply with the applicable laws with respect to some core aspect of the…

Additional Insured Endorsements on General Liability Policies Not all additional insured endorsements are the same, each insurance company has their own endorsements or the language may even be included in…

Choosing Limits on Policies for Architects/Engineers It can become difficult to know what limits on policies that make sense for your firm. It will vary from policy to policy and…

Keys to a Successful Safety Program Safety is an intricate part of every operation or department within any organization. Many organizations have reduced their injury rates by implementing safety programs as…

Understanding ‘claims expenses’ on a Professional Liability policy for architects/engineers- Claims expenses are the costs involved in defending your architecture/engineering firm’s claim or circumstance. First it is important to understand…

ADDITIONAL INSURED STATUS ON PROFESSIONAL LIABILITY POLICIES Some clients of design professionals think they can be better protected against third-party claims by being included as a named insured or as…