When you think of what your home is worth, you tend to think of either what you paid for it, or the price you can sell it for on the open market. This may be affected by factors beyond the…

Managing the Risks of a Vacant Home A home is “vacant,” as defined by the courts, if it does not contain enough furniture for a resident to reasonably live there. So, according to that definition, a home could be considered…

How to Prevent Your Pipes From Freezing Subzero temperatures can cause even interior pipes to freeze. When temperatures plummet, the risk of your pipes freezing and bursting skyrockets. In fact, burst pipes are one of the most common causes of property…

Home Renovations If you’re planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even…

Things to Consider Before Using Your Personal Vehicle for Work Many of us work for a company or are small business owners that require we go above and beyond the normal show up, work, and go home routine. You may…

Home Safety While on Vacation Don’t let the anticipation of a well-deserved vacation blind you to the risks of leaving your home unprotected. Go ahead and plan your holiday, but take precautions before you leave. Consider Hiring a House-or Pet-Sitter…

Replacement Cost vs Market Value When you think of what your home is worth, you tend to think of either what you paid for it, or the price you can sell it for on the open market. But insurance carriers…

Fleet Safety Are your drivers prepared for an accident with a company truck? Having a plan in place can help keep drivers safe and prepared to capture important information at the accident scene. An accident response plan can also help your company…

Vacation Safety Tips! Vacations are a time to relax and have fun, but travel can quickly unravel due to unforeseen disruptions; including travel delays, medical emergencies, and crisis situations. There are ways to prepare and prevent any interruption while on…

Home & Auto Claims – what to expect Sadly, most people will have an incident in their lives that will require a Home or Auto claim to be filed on their insurance policy. Knowing what to expect can offer piece…