Summarizing Commercial Automobile Policy Coverage Your company may need a commercial Auto policy. You’ll need this coverage if you’re using a vehicle for business reasons. Typically, all of your business employees with a valid license would be covered under this…
The Importance of Snowmobile Insurance Having the right kind of snowmobile insurance can help you keep enjoying your ride for many years to come. You’ll need to make sure to get a policy with every type of coverage that matches…
That valuable gift you received could take weeks or months worth of income to replace if you are a victim of theft, natural disaster or other unforeseen events. Most homeowners insurance comes with a limited amount of protection for valuable items. For…
General Liability You may ask yourself – does my business need General Liability Insurance? More than likely, the answer to that question is Yes. Having General Liability coverage helps protect your small business from claims that it caused bodily injuries and…
Understanding Betterments & Improvements Coverage Betterment insurance is supplemental coverage for additions or modifications made by a lessee to a space they lease. You may not discover this coverage is not automatically included in your Commercial Package or Business Owners policy until it…
RECORDS RETENTION POLICY Having accurate, detailed, and well-maintained project records can help keep design firms out of liability trouble while also helping them manage their profitability. Your firm should determine what it considers to be “permanent” project records or “temporary” documents. Permanent documents…
Directors & Officers Liability Insurance Any organizations, whether public, private, or nonprofit, and the people who lead them, are vulnerable to a multitude of Directors & Officers exposures. These exposures may include securities litigation, regulatory actions allegations of misrepresentation, and breaches…
Should We Agree to Arbitration in a Contract? Arbitration is the process of using a third party to settle a dispute instead of taking the case to court. Both sides rely on the arbitrator – an unbiased individual or panel…
Insuring Your Watercraft Did you know that not all watercraft are automatically covered under your Home Owners Personal Liability coverage? Protect the life you love, on the water and off. With Hanover Insurance Company’s watercraft coverage and the help of your…
Spring Clean Your Insurance Spring is a great time to review of your insurance coverages. As your life changes so do your insurance needs and your insurance policies should be evaluated annually. Take the time to read them over and ask yourself…