Umbrella/Excess Policies for Architects/Engineers While umbrella/excess policies are not common they are available to architects and engineers. A few items to be aware of when your firm does get an…
Definition of Professional Services in an Architects/Engineers Professional Liability Policy Each insurance company has a different definition of a Professional Services, be sure to read your insurance policy so that…
Cyber Attacks – Are We Becoming Immune? Cyber attacks seem to be happening more often these days. These data breaches occur almost daily exposing email addresses, passwords, credit card numbers,…
Pre-Claims Assistance for Professional Liability The first indication that a claim may be made against your firm may come long before a demand for money is made. It may be…
Definition of a Claim in an Architects/Engineers Professional Liability Policy Each insurance company has a different definition of a claim, be sure to read your insurance policy so that you…
Your A/E Professional Liability Premium Increase? Reasons your architecture/engineering firms Professional Liability premium may have increased- There are several factors that go into determining what your firms Professional Liability renewal…
A/E Firm’s Workers Compensation Policy What should my architecture/engineering firm consider when looking at a Workers Compensation policy? The Workers Compensation policy is fairly straightforward as far as options,…
Climate Change – Risk to Michigan Properties In the last 30 years, Michigan’s average temperature has increased by less than 2 degrees. However, that’s enough to cause changes that affect…
Limits to Carry on a Business Owner Policy What limits should my architecture/engineering firm carry on our business owner policy? This is a very good question and one that does…
CYBER SECURITY CYBER ATTACKS – are you next? CYBER ATTACKS seem to be happening more and more frequently these days. One reason is because we as individuals and businesses are becoming…
Construction Management- Advisor All professional services, including those of construction managers in the role of advisors (CMa), involve risk that may result in a claim of professional negligence. According to…
Should my architecture/engineering firm send a certificate of insurance to my clients or no? This is a business decision that your firm will need to make with regards to issuing…