Motorcycle Insurance – On the road again…
Motorcycle Insurance – On the road again… The Insurance Institute of America issued tips for the cost-conscious rider, like finding the right insurance for you and your bike. Click here for…
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What is a claims made policy?
What is a claims made policy? A claims made policy provides coverage for claims made during the policy period for covered acts occurring after the policy retroactive date shown in…
Read MoreAdvantages of an Agency Over Online Insurance
Advantages of an Agency Over Online Insurance We are inundated with commercials claiming you can save on your insurance costs by entering some information into a website. Some online carriers may be…
Read MoreDesign Professionals duties in the event of a claim
What are Design Professionals duties in the event of a claim? -First and most important – notify your carrier and/or agent. Report the claim/circumstance as soon as you become aware…
Read MoreLimitation of Liability
Limitation of Liability Limitation of Liability is a contractual provision that caps the amount of liability one party to the contract may have to the other party. Frequently used to equalize…
Read MoreA/E ProNet
A/E ProNet is a group of brokers committed to the insurance needs of Design Professionals. Professional Underwriter’s three offices are members of this prestigious group. What does this mean for…
Read MoreMalpractice or Negligence by Design Professionals?
Malpractice or Negligence by Design Professionals? What Constitutes “Malpractice or Negligence” by the Design Professional? Unless there is a specific modification in the contract, a Design Professional is required to…
Read MoreCyber/Data Breach Insurance – Do you know what Michiga…
Cyber/Data Breach Insurance provides coverage to help pay the costs of notification. Michigan and 46 other states have ‘Notification Laws‘ in the event of a breach. Rectification of a breach is…
Read MoreContract Review for Design Professionals
It is important that Design Professionals have a good contract before design begins. There are several ways that this can be accomplished. Learning contract language and making sure your firm…
Read MorePolicy Discounts for Your Personal Lines Policy
POLICY DISCOUNTS – Have you received yours? It seems like Home Owner and Personal Auto insurance policy premiums keep increasing each year. Knowing what discounts are available to you can…
Read MoreSeminar – WOW! What a great turnout!
2016 Professional Liability Seminar Seminar 2016 Professional Liability Last week at our seminars in Grand Rapids, MI and Troy, MI we had an ASTOUNDING 70 firms join us!! Every year…
Read MoreExclusions on a Professional Liability policy
Below is a list of some exclusions on Professional Liability policies for Design Professionals Claims by an insured against another insured: The bottom line of this exclusion is that a…
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