The Importance of Snowmobile Insurance Having the right kind of snowmobile insurance can help you keep enjoying your ride for many years to come. You’ll need to make sure to get a policy with every type of coverage that matches…
How are sub consultants covered under an architect/engineers policies? The short answer is sub consultants are not covered under your architecture/engineering firms policies. However, there are some exceptions to this. There are some professional liability policies that will include sub…
Declarations Page What is included on the declarations page of a professional liability policy for architects/engineers? The declarations page(s) are the first few pages of your firm’s professional liability policy. There are several pieces of important information included on these…
Considerations When Being Retained to Replace a Design Firm Sometimes economic conditions cause an increase in the frequency of design firms being hired to replace other design firms involved in a project. The original design firm might have been unable to…
Risk management program for architects/engineers- The beginning of the year is a good time to assess what your firm is doing for risk management. It is important to have risk management program at your firm so that projects, that may…
CONTRACT WISH LIST FOR DESIGN PROFESSIONALS – PART III This is Part III in a series discussing risk and liability mitigating terms and conditions that are beneficial to seek to include in your next design professional contract. In our first…
Comparing professional liability quotes for architects/engineers- While it is easy to look at a renewal premium with different companies and choose based on the premium, there are several policy terms to consider when choosing an insurance company. One major item…
That valuable gift you received could take weeks or months worth of income to replace if you are a victim of theft, natural disaster or other unforeseen events. Most homeowners insurance comes with a limited amount of protection for valuable items. For…
Give Back: Adopt-a Family at Christmas! Professional Underwriters has partnered with the Novi Youth Assistance to participate in their Adopt-a-Family program this Christmas. We’ve been proudly donating new toys, clothes and household items to less fortunate families since 2009. Not only…
Interpreting professional liability policy loss runs for architects/engineers – Loss runs or a claims history report, shows how many claims, circumstances and pre-claims your firm has filed under the professional liability policy. Here are some items to review when you…