What information your Design Professional firm will need in the event of a Business Owner Policy claim? It is good to know what items are important when you are reporting a claim. Below is a list of some of the…
What information your Design Professional firm will need in the event of a Business Owner Policy claim? It is good to know what items are important when you are reporting a claim. Below is a list of some of the…
One of the most frequently asked questions a personal auto insurance service representative receives is – do I need to purchase the insurance from the rental company when I’m renting a car? The short answer is – yes. Whether or…
What factors are affecting your Professional Liability premium? The short answer is all of the factors in the application your firm has completed. But below are more details as to how the premium for Professional Liability policy for your Design…
Professional Underwriters – put us to work for you! Our website isn’t shiny new, hot off the press anymore but it sure has a ton of information right at your fingertips! Just because our doors close at 5pm doesn’t mean…
Risk Management resources for Design Professionals are at your fingertips. Your firm is at risk every day in all of the business activities, it is imperative to manage the risk. There are numerous resources available to your firm: Attorney –…
Understand the Regulations and Risks of Drones Unmanned aerial vehicles (more commonly known as drones) are becoming an integral part of the design and construction industry. The U.S. Federal Aviation Administration (FAA) is moving forward on setting up general requirements…
Our agency often gets the question of how a specific project will affect your firm’s Professional Liability premium. There isn’t an easy answer to this question because of so many factors that go into rating a Professional Liability policy. When…
How Does FMLA affect your office? When it comes to the Family and Medical Leave Act (FMLA) there are many questions. Both employers and employees must be concerned with the effects of FMLA on a business. The FMLA provides some…
Common exclusions on a Professional Liability policy for Design Professionals are as follows: -Intentional and dishonest acts – meaning if your firm is dishonest, fraudulent or have a criminal or malicious act the Professional Liability carrier will exclude the claim….
Prior Knowledge Did you know that your Liability insurance has a prior knowledge exclusion? If you or any other employee who is authorized to file an insurance incident knew of a bodily injury or property damage incident that occurred prior to the…