GIVING BACK PUI Helping Out a Local Family This Holiday Season Every year our team at PUI gets together to support a local family through Novi Youth Assistance. This year we were matched with a family having 3 kids ages…
Excess Professional Liability for Architects/Engineers Excess professional liability is an additional policy that is over and above your firm’s practice policy. Our agency is seeing more and more requests for higher limits on professional liability policies. In some cases, the…
Protecting Your High Value Christmas Gifts The holiday season is well-known for sweet treats and shiny objects. But those gift wrapped goodies can attract the wrong type of attention. Protecting your purchases before and after the holiday can provide the…
Frequently asked questions by architects/engineers These questions come up on commercial insurance policies and will typically apply to most architect and engineering firms. What if my firm cancels the professional liability policy and starts it back up later? Your firm…
Design Professionals Claim Study According to a recent analysis from Realtor.com, the gap between single-family home constructions and household formations grew to 6.5 million homes between 2012 and 2022. U.S. Census Bureau data suggests that single family authorizations for building…
Common questions on the workers compensation policy for architects/engineers- There are many questions that come up on the workers compensation policy, here are some of the more common questions. Does my firm have to report every time there is a…
What are defense costs in an architects/engineers professional liability policy? There are several definitions of defense costs in professional liability policies. The key to the defense costs, in most cases, is that they are within the limits of liability on…
WAIVERS OF SUBROGATION In the complex world of construction and design, professional contracts are very important to both successful projects and limiting potential claims against design professionals. These agreements outline all parties’ responsibilities, expectations, and legal obligations. Amongst the many…
Certificates of Insurance for Architects/Engineers Your firm may often get certificate of insurance requests from your firm’s clients. Here are some highlights as to what and can’t be completed on a certificate of insurance. The certificate of insurance typically can…
Personal Umbrella Liability Coverage You may assume your Home Owners Liability will provide enough coverage if an incident was to arise. However, with the rising inflation and cost of legal and medical services, that liability limit may not be enough….